• Finance

    Fine with Fintech: An Entrepreneur’s Guide to Virtuality

    Technology has been changing our daily processes since the rise of the internet in the late 90s. Society craves new and innovative ways to get things done in a timely and efficient manner. Are you and your business able to sustain relevancy in this era? Have you noticed a shift in the way your customers purchase your items? Are you asked about applications and resources that you aren’t familiar with? All of these questions are common and if you’re able to answer them with confidence, then you are more than likely in line with recent changes. If you are unsure of your business’s technological health, that is nothing to be…

  • Finance

    Level Up Your Finances

    Summer is in full swing and many people are taking vacations and enjoying what seems to be the hottest weather of the year. Some have the tendency to apply these laissez-faire ways to their financial situations. It’s time to think of this season in a different light for financial reasons, use it as a benchmark to analyze your growth or lack thereof in personal matters. The middle of 2018 has gotten here quickly and the end of the year is not far behind. Are you where you need to be in your financial plan for the year? Has the dust settled on your motivation that was so prevalent in January?…

  • Finance

    Searching for Funding

    This time of year marks the end of most academic years across the nation. Graduations are among us and thoughts of higher learning are at an all time high. What’s the first thing that comes to mind after knowing that college is next on the horizon?  How can I pay for it? How can I get a degree for free? How many grants and scholarships are out there? These are all common questions but it’s rare that people really know the answer to them. This article will discuss the misconception of Financial Aid applications, scholarships and give tips on how to make your individual search and process easier. FAFSA is…

  • Finance

    Mad Money

    Is it okay to talk about finances while dating? Discussing finances early in relationships can diminish money problems in the future. This season highlights love and money from Valentine’s Day to Tax season; why not take the opportunity to open up dialogue about this tough subject? This article will discuss when the topic becomes vital, how to engage your love interest and how to align your financial goals and/or growth. The general consensus is the money talk should occur well before a couple gets married, and for good reason. “Money is the number-one source of conflict among couples, particularly early in marriage,” says Orbuch, who has studied the same 373…

  • Finance

    Saving Yourself

    Have you ever thought about giving cheerfully to yourself? Change the way you think about saving and realize that it’s okay to give to yourself. Sometimes the things we learn in church concerning money can have a negative impression on how money is viewed. Let’s review a couple of statements you may have heard. Money doesn’t buy happiness! For the love of money is the root of all evil! How do these statements make you feel when you read them? For real, take the time to think of what each statement means to you. Personally, they put me in the mindframe that money is evil and the demise of society,…

  • Finance

    Be Blessed, Not Stressed

    The end of the year is approaching and everyone falls into the familiar hustle and bustle of preparing for the holidays. The Bible tells us in, John 3:16, “For God so loved the world, that He gave his only Son, that whoever believes in Him should not perish, but have eternal life (English Standard Version).” If you are a believer, you know the story of Jesus’ birth and that we celebrate that birth during Christmas. You would think the season would be filled with joyous praise to our Heavenly father and the remembrance of the greatest gift to man. Matthew 2:2, in the Bible says, “Saying, Where is He who…

  • Finance

    Even the Score for Financial Freedom

    Proverbs 13:11 reads “Dishonest money dwindles away, but whoever gathers money little by little makes it grow (NLT).” Dishonest money dwindles…let that resonate for a little bit. Really think of the words and picture the dollar bills shrinking in size to nothingness. Can you see it? Can you feel the panic at the thought of losing money? Now couple that feeling with the guilt of doing something wrong and you get a good lesson on ethics. It is imperative that finance professionals follow strict ethical rules because money or lack thereof can cloud a lot of decisions. This article will discuss some major cases that have fallen into troubles because…

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    Funding Fun

    I know what you’re thinking, “How can I have any summer fun if my finances aren’t expendable at the moment? I want to enjoy some quality time with the family and/or friends but I don’t think I can afford it.” Don’t fret and get into a financial frenzy. There are ways to have an exciting new adventure and stay within your allotted budget. Not only can you find deals in your city, but you can even get out of town with a few tips and tricks. This article will examine hidden treasures within you city, exploring the idea of mini-vacations and things you can do at home in lieu of…

  • Finance

    Female Financial Freedom

    Being a financial guru is not for everyone, but learning the ways of the gifted can increase the likelihood of obtaining financial successes. Money matters rule the world, but few are privileged to gain knowledge for financial growth. One may assume that these matters are handled by men; but there are women who are just as savvy with money. It is no secret that women have had to fight the stigma of being treated unfairly in the work place. From not being able to get certain jobs, to being paid a lesser wage for the same job as their male counterparts. In honor of National Women’s Month (March), this article…

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    New Cash, New You

    The New Year brings notions of new beginnings. New Year Resolutions flood the timelines on social media and takes over conversations worldwide. The promise of a new era, a second chance or a “do over” excites the masses and often motivates people to tackle a certain goal or goals. According to a recent newscast on the most common New Year resolutions, “spending less money or saving more” is among the top 5 (www.abc7.com). It may be commonly said but how often is this goal reached? In fact, the same data showing the most common resolutions also shows the gross lack of follow-through. Why not make this year different? Proper preparation…

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    Dreaming of a Debt Free Christmas

    The holiday season can really become a burden for some families. Magnifymoney.com states, “between gifts, hosting parties, family emergencies, and for some, fewer work hours, it’s easy for debt to add up if you don’t have savings on hand. While the $986 of those surveyed added to their debt on average is a manageable amount, it can easily snowball (1).” In a time where building wealth and living a comfortable life is top priority in many households, the want to shower loved ones with expensive Christmas gifts does not fade. The Christian doctrine preaches that the “reason for the season” is to celebrate the birth of our Lord and Savior…

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    Gifts Do A Man Good

    Are you a woman juggling several priorities in your life such as spouse, children, and career? The department of Labor Statistics shows that nearly sixty-two percent of all married women work both inside and outside of the home. With all of those things going on, how would one find time to do something special for the person or people in their corner? This article will highlight ways to make the man or men in your life feel loved. There are plenty of unique and financially savvy gifts that will make your husband/boyfriend or your father realize that they are the real MVP in your lives. The significant man in a…